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Affordable Auto Insurance in Kansas City

At Bargain Insurance Connection, we provide affordable auto insurance in Kansas City and surrounding areas. We understand that every driver deserves protection without breaking the bank. We offer numerous discounts, such as for good drivers, prior proof of insurance, good student and various others that can help you save on auto insurance.

Take the first step towards securing your vehicle by reaching out today. Get a quote and discover how much you can save!

Get a Quote Today!

How Much is Auto Insurance in Kansas City?

A typical liability auto insurance policy in Kansas City averages around $69 per month or approximately $414 for a 6-month period¹. However, it’s important to note that these rates can vary significantly based on several factors. For instance, having moving violations or accidents on your driving record can lead to higher premiums.

Additionally, your age and geographic location are also critical determinants of insurance costs, as younger drivers and those in urban areas may face higher rates.

Comprehensive and collision insurance, often referred to as “full coverage,” typically costs around $110 per month or approximately $660 for a six-month policy¹.

¹ These estimates are based on a 30-year old male, clean driving record, driving a 10-year old car.

What is the Best Car Insurance for My Vehicle?

If you’re looking for the best coverage, consider higher liability limits than the state minimum. For newer or financed vehicles, adding comprehensive and collision coverage is wise. Additional options like rental car reimbursement and roadside assistance can enhance your policy. The best approach is to contact an independent insurance agency.

At Bargain Insurance Connection, we work with multiple national carriers to find a balance between coverage and cost. We’ll work with you to tailor a policy that meets your unique needs and budget.

Which Type of Auto Insurance is the Cheapest?

If price is your primary concern, you may want to consider state minimum limits insurance. In Missouri and Kansas, this means limits of 25/50/25. This designation indicates that the policy provides liability coverage of $25,000 for bodily injury per person, $50,000 for total bodily injury per accident, and $25,000 for property damage.

While this option may save you money on premiums, it’s essential to understand that these minimums may not provide adequate coverage in the event of a serious accident, potentially leaving you with significant out-of-pocket expenses.

How Can I Save Money on Auto Insurance?

At Bargain Insurance Connection, we believe in helping our clients save money without sacrificing quality coverage. Here are some tips for reducing your auto insurance costs:

Maintain a clean driving record – Avoid moving violations and accidents.
Take advantage of discounts – Ask about any potential discounts you may qualify for, such as good student or safe driver discounts.
Bundle policies – Consider combining your auto insurance with other types of insurance, such as homeowners or renters insurance, to potentially receive a multi-policy discount.
Increase deductibles – Raising your deductible can lower your monthly premiums, but make sure you have enough savings to cover the deductible in case of an accident.
Pay your premium in full – Many insurance companies provide substantial discounts, sometimes up to 15%, for those who pay their premium in full every six months.
Review your insurance options annually, as other companies might provide better discounts than simply renewing your current policy.

Types of Auto Insurance Coverages We Offer in Kansas City:

Liability Auto Insurance: Coverage options range from state minimum limits up to 250/500/100.
Comprehensive and Collision (Full Coverage): Customizable deductibles available from $100 to $2,000.
Uninsured Motorist: Coverage from 25/50 to 250/500 limits.

Optional Coverages:

$0 Glass Deductible: No out-of-pocket money if your windshield is damaged – repair or replace.
Rental Car: Covers the cost of your loaner vehicle while your car is being repaired after an accident.
Roadside Assistance: Pays for your towing, tire change, jump start or lock-out service.
Underinsured Motorist: Assists with your medical expenses if the at-fault driver lacks adequate insurance coverage.
Medical Pay: Covers your medical expenses even if you are at fault in an accident, typically ranging from $5,000 to $25,000.

Remember, our team at Bargain Insurance Connection is always here to help you find ways to save on your auto insurance. Don’t hesitate to reach out and ask about potential discounts or other cost-saving measures.

Get Insured Today!

At Bargain Insurance Connection, we strive to offer affordable auto insurance in Kansas City by leveraging our relationships with multiple national carriers. This allows us to provide personalized coverage options tailored to your unique needs while ensuring competitive pricing.

Ready to find the best auto insurance that fits your budget? Contact us today to discuss your options, receive a customized quote, and see how you can save on your coverage. Don’t miss out on the protection you deserve—Get insured now!

Additional Resources:

Local DMV Offices in Gladstone, MO and Kansas City

If you’re looking to register your car in the Gladstone or Kansas City area, there are several local DMV offices available to assist you.

Gladstone License Office – 5943 NE Antioch Rd, Gladstone, MO 64119 Phone: (816) 455-5100
North Kansas City License Office – 2421 Burlington St, N Kansas City, MO 64116 Phone: (816) 710-6600
Parkville License Office – 6400 N Cosby Ave, Kansas City, MO 64151 Phone: (816) 286-4351

Be sure to check the specific requirements and bring all necessary documents when visiting these offices for vehicle registration.

Learn More:

In addition to personal auto policies, Bargain Insurance Connection extends its expertise to various other insurance products. We offer comprehensive solutions for commercial auto insurance, safeguarding your business on the move. Our array of options also includes robust home and renters insurance, providing peace of mind for your abode. Moreover, for those requiring SR22 certification, we deliver streamlined and supportive services. With an extensive selection, you’ll find more than just competitive car insurance quotes in Kansas City; you’ll discover a partner in all your insurance needs.

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