February 25, 2025
AgencyWhat Does Your Renters Insurance Cover?
Whether you’re renting an apartment in downtown Kansas City or a house in the suburbs, understanding what renters insurance might cover could help you make informed decisions about protecting your belongings. Many renters mistakenly believe their landlord’s insurance covers their personal property, but this isn’t the case. Personal Property Coverage Explained Your personal belongings, from […]
March 31, 2023
AgencyRenters Insurance Myths
If you’re a renter, one of the most important things you need to have is adequate renters insurance. Yes, you need specific insurance to help protect your personal belongings and yourself in case of an incident at your rental property (e.g., apartment or condo). Unfortunately, there are many misconceptions surrounding renters insurance. Let’s dispel some […]
February 13, 2020
AgencyWhy Do I Need Renters Insurance?
So, you found an apartment you like, and you want to move in soon, but that landlord is asking you to provide proof of renters insurance before you can move in. Why do I need renters insurance, you might ask yourself? Why is this required? Before leasing an apartment or a house to you, your […]
April 25, 2019
AgencyHome and Renters Insurance (Actual Cash Value or Replacement Cost)
Replacement Cost vs Actual Cash Value? There are different options to consider when insuring your house or your belongings. Most common method is replacement cost valuation (RCV) and most home insurers offer this option of coverage. Standard home insurance policies offer RCV coverage for the dwelling and optional for contents of your home. This […]