January 23, 2024
Bargain Insurance ConnectionIs Hurricane Damage Covered Under Homeowners Insurance?
Hurricanes continue to be among the most catastrophic natural disasters affecting U.S. homeowners. These tropical storms can bring treacherous winds, heavy rainfall and torrential flooding, potentially leading to devastating property damage and far-reaching financial losses. For millions of individuals and families, homeowners insurance is relied upon to provide a financial safeguard against various incidents and […]
December 29, 2023
Bargain Insurance ConnectionIs Your Home Adequately Insured? Let’s Uncover the Truth!
Owning a home typically goes hand-in-hand with having homeowners insurance. But, have you ever stopped to wonder, do you have ample coverage? Consider a disastrous event such as a fire. Would your insurance cover the full costs to rebuild your home? It’s an alarming fact that many homeowners are underinsured, leaving them exposed to substantial […]
December 29, 2023
AgencyDoes Home Insurance Cover Hurricane Damage?
Hurricanes can cause widespread destruction to residences, forcing homeowners to face the formidable challenge of reconstructing their lives. Regardless of your home’s proximity to the coastline, potential property damage stemming from powerful winds and flooding is a real concern. Conducting a comprehensive review of your insurance coverage to ensure adequate protection in case a hurricane […]
May 25, 2023
Agency5 Roof Maintenance Tips to Reduce Wear and Tear
The roof of your home not only protects your family and belongings, but it also helps secure the structural integrity of the property. With that in mind, your home insurance company is very much focused on helping you to protect your roof. If you have a simple roof leak, for instance, it could impact the […]
November 18, 2022
AgencyWhat Homeowners Need To Know About Their Home Insurance
A homeowner’s policy is one of the most important insurance policies you will ever purchase. This policy protects your home, your belongings, and provides liability protection in case someone is injured on your property. It is important to understand what is covered under your homeowners policy, and when to shop for a new policy. In […]
February 25, 2020
AgencyDo I Really Need Homeowners Insurance?
There is no law that mandates that you have to keep homeowner’s insurance, there are no criminal penalties of fines by failing to get home insurance. The risk is entirely private. However, if you still owe money on the house (mortgage or home equity loan), you are required by the financial institution to keep […]
April 25, 2019
AgencyHome and Renters Insurance (Actual Cash Value or Replacement Cost)
Replacement Cost vs Actual Cash Value? There are different options to consider when insuring your house or your belongings. Most common method is replacement cost valuation (RCV) and most home insurers offer this option of coverage. Standard home insurance policies offer RCV coverage for the dwelling and optional for contents of your home. This […]