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Most landlords want their renters to have the necessary protections to minimize risk. Many encourage their tenants to purchase renters insurance for this need. Can they require it, though? The fact is, some landlords do require it. Depending on state laws, they may have the ability to do so. The key here is to recognize […]

Savings On Auto Insurance Without Skimping Coverage:   First you need to check whether you need only a liability or comprehensive and collision coverage. If you own an older vehicle, liability only would be sufficient for most people. It is also the cheaper option. If you have a loan on the vehicle, your lender will […]

An independent insurance agency partners with multiple insurance companies. Unlike captive agencies, they aren’t tied to a single insurer. This independence allows them to offer clients varied coverage options and competitive rates. They navigate complexities, tailor policies to individual needs, and advocate for clients during claims. These agencies play a pivotal role in ensuring clients […]