November 14, 2024
Bargain Insurance ConnectionDoes Auto Insurance Cover Mechanical Repairs or Engine Failures?
When considering auto insurance, many wonder if it covers mechanical repairs or engine failures. While auto insurance provides financial protection, its coverage has limitations. Generally, standard auto insurance policies do not cover mechanical breakdowns or engine failures. However, they do address other types of damages. Types of Insurance Required to Cover Damages: Comprehensive and collision […]
November 4, 2024
Bargain Insurance ConnectionRemodeling Contractors: Shielding Your Business with General Liability Insurance
In the bustling world of remodeling, contractors face a myriad of challenges and risks. From transforming outdated kitchens to revamping entire homes, the stakes are high, and so is the potential for accidents. This is where general liability insurance steps in as a crucial safety net. It not only protects your business from unforeseen mishaps […]
October 22, 2024
Bargain Insurance ConnectionWhat is SR-22 Insurance and Who Needs It?
SR-22 insurance isn’t a type of insurance. It’s a certificate of financial responsibility that your insurance company files with the state on your behalf to verify that you carry the minimum required auto insurance coverage. Who Needs SR-22 Insurance? SR-22 insurance is typically required for drivers who have been deemed high-risk by the state. If […]
October 21, 2024
Bargain Insurance ConnectionUnderstanding Renters Insurance: Protect Your Home
Moving into your first apartment or relocating to a new place can be exhilarating. The thrill of arranging your space and making it your own is unmatched. But amidst the excitement, have you considered how you’ll protect your personal belongings? This is where renters insurance comes into play. Whether you’re a first-time renter or moving […]
September 21, 2024
Bargain Insurance ConnectionUnderstanding Wind Damage Coverage in Home Insurance Policies
Wind damage can be a significant concern for homeowners, especially in regions prone to severe weather events like strong storms. Understanding how wind damage is covered in home insurance policies is crucial for helping to ensure that your property is adequately protected. The Importance of Wind Damage Coverage Wind damage coverage is a component of […]
September 19, 2024
Bargain Insurance ConnectionSurprising Ways Moving Can Change Your Auto Insurance Rates
Moving to a new home is always an exciting adventure. However, amidst the excitement, it’s essential to understand how relocating can impact your auto insurance rates. This often-overlooked aspect can significantly affect your budget, and being prepared can save you from unexpected expenses. In this blog post, we’ll explore why and how moving can influence […]
September 3, 2024
Bargain Insurance ConnectionDecoding Auto Insurance Rates: What Every Car Owner Needs to Know
Have you ever wondered why auto insurance rates can vary so significantly from one driver to another? Why do your rates in Missouri increase when significant losses occur on the coast? Understanding what goes into determining these rates can save you money and help you make informed decisions. This guide will break down the key […]
August 5, 2024
Bargain Insurance ConnectionGAP Insurance – Secure Your Ride and Peace of Mind
Understanding the Need for GAP Insurance Imagine this scenario: you’ve just driven your brand-new car off the lot, the fresh scent of the interior filling you with joy. Fast forward a few months, and an unfortunate accident leaves your car totaled. Your insurance covers the car’s current market value, which has depreciated, but you’re left […]
July 22, 2024
Bargain Insurance ConnectionCan You Get Auto Insurance if You Don’t Own a Car in Missouri? Here’s What You Need to Know
Auto insurance is essential for anyone who drives, but what if you don’t own a car? Whether you frequently rent cars, borrow friends’ vehicles, or anticipate needing a car in the future, you’ll likely have questions about how to stay insured. This guide is for those who need insurance but don’t own a car. We […]
January 13, 2024
Bargain Insurance ConnectionHardship License: What Is It and How To Get It
A hardship license or “Limited Driving Privilege” (LDP) in Missouri is a special license issued to individuals whose driving rights have been suspended. It is not a full license, but rather a provision that allows the holder to commute for specific purposes like work, school, or medical appointments. This license is typically granted under circumstances […]