January 24, 2024
Bargain Insurance ConnectionCan Someone Drive My Car if They Are Not on My Insurance in Missouri? Here’s What You Need to Know
When considering whether to lend your car to someone not listed on your insurance policy in Missouri, it’s essential to ponder several factors. First, let’s discuss the concept of a “permissive user.” Suppose the person driving your car has your consent. In that case, they may be covered under your auto insurance policy, depending on […]
January 17, 2024
Bargain Insurance ConnectionWhy Some Cars Are More Expensive Than Others To Insure?
When we delve into the world of auto insurance, it becomes apparent that the cost to insure vehicles can differ significantly. Interestingly, a higher price tag on a car doesn’t necessarily correlate with higher insurance costs. Various factors contribute to this unexpected disparity. Now, let’s unravel the mystery behind these cost differences. First, we’ll explore […]
January 10, 2024
Bargain Insurance ConnectionUnderstanding Liability Auto Insurance
Liability auto insurance is a critical aspect of any auto insurance policy. It’s primarily designed to cover the cost of the other party’s property damage or medical expenses if you’re at fault in an accident. This type of insurance is often deemed the minimum car insurance coverage required by many states. Coverage of Liability Auto […]
January 4, 2024
AgencyDoes My Auto Insurance Cover My Trailer?
Are Trailers Covered Under Auto Insurance Policies? Navigating the ins and outs of auto insurance can sometimes feel like a labyrinth. Especially when it comes to understanding the nuances of coverage for non-standard items like trailers. So, the burning question is – are trailers covered under a standard auto policy? The answer is not as […]
December 18, 2023
Bargain Insurance ConnectionCracked Windshields: Does Your Insurance Cover That?
Many of us have encountered the frustration of windshield cracks on our vehicles. It can be quite bothersome, particularly when it obstructs our view of the road ahead. The most common cause of cracked windshields is flying debris hitting the glass. This can occur when vehicles drive over loose rocks or other small objects on […]
December 10, 2023
Bargain Insurance ConnectionVictim of a Hit and Run Accident? What To Do
Accidents are an unfortunate part of life and can happen to anyone. But, being a victim of a hit and run accident can be devastating. You may be confused and uncertain about what actions to take. In this blog post, we will list things you need to do immediately after a hit and run […]
December 9, 2023
Bargain Insurance ConnectionSalvage Cars: Can You Insure Them?
What is a Salvage Vehicle? A salvage car, generally speaking, is a vehicle deemed a “total loss” by its insurer. This happens when a car’s repair cost exceeds its actual cash value. The insurance company, following an accident or damage, makes this declaration. These vehicles are left with a “salvage” title, indicating their status – […]
December 6, 2023
Bargain Insurance ConnectionThe Truth About Door Dash and Uber Eats Insurance: What You Need to Know as a Driver
Door Dash and Uber Eats have become increasingly popular food delivery services in recent years. As a driver for these companies, you may have thought about the insurance coverage they provide. Unfortunately, the truth is not as simple as you may think. In this blog post, we will discuss what you need to know […]
December 5, 2023
Bargain Insurance ConnectionA Teen Guide to Auto Insurance: How to Get the Best Rates
Congratulations! You’ve just got your license and can’t wait to hit the road. Now that you’re a teenage driver, it’s time to make some important decisions, including getting auto insurance. Yes, we know it sounds boring, but auto insurance is a must-have. It covers you financially in case of an accident or theft. However, […]
November 25, 2023
Bargain Insurance ConnectionDo You Need Auto Insurance for a Car in Storage?
Cars find their way into storage for a multitude of reasons. Often, we see vehicles that are currently non-operational, waiting for the right time or parts to be brought back to life. On the other hand, some cars hold sentimental value, such as a childhood classic or a beloved first car that you’re not quite […]