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Home » Blog

Blog

April 28, 2024
Bargain Insurance Connection

Can You Use Someone Else’s Address on Your Auto Insurance?

Using a friend or family member’s address, especially if they live in a safer neighborhood, is a common tactic to reduce auto insurance premiums. However, this practice, seemingly harmless and financially savvy to some, is viewed as fraudulent by insurance companies. Consequently, such actions can lead to severe repercussions, including the cancellation of your policy […]
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March 27, 2024
Bargain Insurance Connection

Understanding Commercial Auto Insurance

Motor vehicles are an essential part of many business’s daily operations. Delivering goods, transporting passengers and hauling property may require trucks, cars and vans, and while these operations may be common, they are also inherently risky. Even the most diligent organizations employing highly experienced drivers must account for potential accidents on the road and other […]
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March 21, 2024
Bargain Insurance Connection

Disputing Accidents on Your Driving Record: Your Path to Driver History Integrity

In the fast-paced world of driving, your driving record is your legacy, a digital trail left behind on the asphalt. It can determine everything from the cost and availability of your car insurance to your employability for driving-related jobs. Accuracy in your driving record is therefore crucial, but what if a blemish such as an […]
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March 12, 2024
Bargain Insurance Connection

Does Car Insurance Cover Auto Theft?

Auto theft is not just an occasional headline; it’s a frequent threat that can affect any vehicle owner. Transitioning from the shock of theft to practical concerns, one pivotal question arises: does your car insurance offer a safety net for such a loss? Let’s delve into the intricacies of insurance coverage to find clarity amidst […]
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February 28, 2024
Bargain Insurance Connection

Motorcycle Insurance in Kansas City, MO

Motorcycle insurance is essential for riders, helping to provide financial protection and peace of mind on the open road. Given the vulnerability of motorcycles on the road, investing in a robust insurance policy is not only a legal requirement in many places but also an intelligent and responsible choice to ensure riders can navigate the […]
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February 20, 2024
Bargain Insurance Connection

Does Auto Insurance Cover Rental Cars: What You Need to Know

When you’re standing at the rental car counter eager to start your trip, the question inevitably arises: “Do I really need the rental company’s insurance?” Understanding whether your current auto insurance covers rental cars is crucial for making an informed decision. In this comprehensive guide, we explore the ins and outs of auto insurance coverage […]
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February 16, 2024
Bargain Insurance Connection

When Is It Time To Get a Commercial Auto Policy?

For entrepreneurs and business owners, one of the more pressing operational decisions that can often be overshadowed is the need for a commercial auto policy. While it might seem as if your personal auto insurance has you covered, the spectrum of uses and risks associated with business activities warrants a deeper dive into understanding when […]
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February 6, 2024
Bargain Insurance Connection

Can I Insure a Car That Is Not In My Name?

There comes a time when you might ponder, “Can I insure a car that is not in my name?” For instance, a beloved family member gives you a car for long-term use. Yet, they wish not to bear the insurance expenses. In such a scenario, this question becomes essential. Thus, understanding the nuances of car […]
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January 24, 2024
Bargain Insurance Connection

Can Someone Drive My Car if They Are Not on My Insurance in Missouri? Here’s What You Need to Know

When considering whether to lend your car to someone not listed on your insurance policy in Missouri, it’s essential to ponder several factors. First, let’s discuss the concept of a “permissive user.” Suppose the person driving your car has your consent. In that case, they may be covered under your auto insurance policy, depending on […]
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January 23, 2024
Bargain Insurance Connection

Is Hurricane Damage Covered Under Homeowners Insurance?

Hurricanes continue to be among the most catastrophic natural disasters affecting U.S. homeowners. These tropical storms can bring treacherous winds, heavy rainfall and torrential flooding, potentially leading to devastating property damage and far-reaching financial losses.   For millions of individuals and families, homeowners insurance is relied upon to provide a financial safeguard against various incidents and […]
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