January 14, 2025
Bargain Insurance ConnectionIs Weather-Related Car Accident Considered At Fault in Missouri?
Missouri’s unpredictable weather can pose significant challenges for drivers, from icy roads in the winter to sudden downpours in the spring. These conditions often lead to car accidents, but many drivers wonder—are weather-related car accidents considered “at fault” in Missouri? Understanding how fault is determined in these situations can help drivers better navigate the aftermath […]
December 24, 2024
AgencyWhy Every Small Business Needs General Liability Insurance
If you’re a small business, every dollar counts. With limited budgets, even a single third-party claim against your business could be financially devastating. That’s where general liability insurance comes in. As the saying goes, an ounce of prevention is worth a pound of cure. If your business is responsible for someone’s physical losses, general liability […]
December 20, 2024
Bargain Insurance ConnectionDo You Need Auto Insurance to Rent a Car in Missouri?
Renting a car can be a convenient way to explore the beautiful state of Missouri, whether you’re a resident or visiting for the first time. However, one question often arises for first-time car renters in Missouri—do you need auto insurance to rent a car? Rental car agencies will not rent you a vehicle unless you […]
November 25, 2024
AgencyWhy Trucking Insurance Is Crucial for Long-haul Drivers
Long-haul trucking is a demanding profession that involves significant risks and responsibilities. Your truck is a major investment and the backbone of your business. Without adequate insurance, the financial burden of repairing or replacing your truck could be devastating. Unexpected events, such as accidents or natural disasters, can have significant financial implications. Insurance provides a […]
November 14, 2024
Bargain Insurance ConnectionDoes Auto Insurance Cover Mechanical Repairs or Engine Failures?
When considering auto insurance, many wonder if it covers mechanical repairs or engine failures. While auto insurance provides financial protection, its coverage has limitations. Generally, standard auto insurance policies do not cover mechanical breakdowns or engine failures. However, they do address other types of damages. Types of Insurance Required to Cover Damages: Comprehensive and collision […]
November 4, 2024
Bargain Insurance ConnectionRemodeling Contractors: Shielding Your Business with General Liability Insurance
In the bustling world of remodeling, contractors face a myriad of challenges and risks. From transforming outdated kitchens to revamping entire homes, the stakes are high, and so is the potential for accidents. This is where general liability insurance steps in as a crucial safety net. It not only protects your business from unforeseen mishaps […]
October 22, 2024
Bargain Insurance ConnectionWhat is SR-22 Insurance and Who Needs It?
SR-22 insurance isn’t a type of insurance. It’s a certificate of financial responsibility that your insurance company files with the state on your behalf to verify that you carry the minimum required auto insurance coverage. Who Needs SR-22 Insurance? SR-22 insurance is typically required for drivers who have been deemed high-risk by the state. If […]
October 21, 2024
Bargain Insurance ConnectionUnderstanding Renters Insurance: Protect Your Home
Moving into your first apartment or relocating to a new place can be exhilarating. The thrill of arranging your space and making it your own is unmatched. But amidst the excitement, have you considered how you’ll protect your personal belongings? This is where renters insurance comes into play. Whether you’re a first-time renter or moving […]
September 21, 2024
Bargain Insurance ConnectionUnderstanding Wind Damage Coverage in Home Insurance Policies
Wind damage can be a significant concern for homeowners, especially in regions prone to severe weather events like strong storms. Understanding how wind damage is covered in home insurance policies is crucial for helping to ensure that your property is adequately protected. The Importance of Wind Damage Coverage Wind damage coverage is a component of […]
September 19, 2024
Bargain Insurance ConnectionSurprising Ways Moving Can Change Your Auto Insurance Rates
Moving to a new home is always an exciting adventure. However, amidst the excitement, it’s essential to understand how relocating can impact your auto insurance rates. This often-overlooked aspect can significantly affect your budget, and being prepared can save you from unexpected expenses. In this blog post, we’ll explore why and how moving can influence […]