Need SR22 Insurance? We Can Help!

Need SR22 insurance? We Can Help!

Have you received a letter from the license bureau notifying you that your driver license is about to be suspended? Getting that dreadful letter can cause anxiety, after all, getting caught driving while suspended can have huge fines, points added to your driving record and a possible arrest.

To reinstate your license requires in most cases getting a SR22 insurance policy. SR22 insurance is a regular insurance policy but with added reporting to the license bureau. Your insurance company files the SR22 form with the license bureau in the state where your license is suspended, thereby notifying the state that you have a valid insurance policy.

There are many reasons why you might need an SR22. Most common one is getting a ticket for driving without auto insurance.

Length of SR22 requirements vary based on frequency of certain violations, but most SR22 requirements are for one year. During that time, you must maintain your insurance or risk having your license suspended again. If you miss a payment and your insurance is cancelled, your insurance company is required by law to notify the license bureau of the cancellation.

You may ask, what if I don’t own a car but need SR22?

In cases where you are required to get an SR22 insurance but don’t own a vehicle, you can purchase a non-owner SR22 insurance policy. A non-owner insurance policy provides liability insurance for you as a driver. Non-owner policies have coverage limitations which our agents at Bargain Insurance Connection can explain to you.

In some cases, you are not eligible to reinstate your license right away because of too many points or multiple DUI’s. If that happens, you can apply for a hardship license which allows you to drive on a limited basis (like work, school, doctor etc.).

If you are eligible to apply for the limited driving privilege, Bargain Insurance Connection can assist you in getting the hardship license.

For more SR22 questions, see our frequently asked questions page!

Contact us for affordable SR22 insurance policies or non-owner insurance at 816.453.7722 or fill out our online form and we will get you the quote shortly.