February 20, 2024
Bargain Insurance ConnectionDoes Auto Insurance Cover Rental Cars: What You Need to Know
When you’re standing at the rental car counter eager to start your trip, the question inevitably arises: “Do I really need the rental company’s insurance?” Understanding whether your current auto insurance covers rental cars is crucial for making an informed decision. In this comprehensive guide, we explore the ins and outs of auto insurance coverage […]
February 16, 2024
Bargain Insurance ConnectionWhen Is It Time To Get a Commercial Auto Policy?
For entrepreneurs and business owners, one of the more pressing operational decisions that can often be overshadowed is the need for a commercial auto policy. While it might seem as if your personal auto insurance has you covered, the spectrum of uses and risks associated with business activities warrants a deeper dive into understanding when […]
February 6, 2024
Bargain Insurance ConnectionCan I Insure a Car That Is Not In My Name?
There comes a time when you might ponder, “Can I insure a car that is not in my name?” For instance, a beloved family member gives you a car for long-term use. Yet, they wish not to bear the insurance expenses. In such a scenario, this question becomes essential. Thus, understanding the nuances of car […]
January 24, 2024
Bargain Insurance ConnectionCan Someone Drive My Car if They Are Not on My Insurance in Missouri? Here’s What You Need to Know
When considering whether to lend your car to someone not listed on your insurance policy in Missouri, it’s essential to ponder several factors. First, let’s discuss the concept of a “permissive user.” Suppose the person driving your car has your consent. In that case, they may be covered under your auto insurance policy, depending on […]
January 23, 2024
Bargain Insurance ConnectionIs Hurricane Damage Covered Under Homeowners Insurance?
Hurricanes continue to be among the most catastrophic natural disasters affecting U.S. homeowners. These tropical storms can bring treacherous winds, heavy rainfall and torrential flooding, potentially leading to devastating property damage and far-reaching financial losses. For millions of individuals and families, homeowners insurance is relied upon to provide a financial safeguard against various incidents and […]
January 17, 2024
Bargain Insurance ConnectionWhy Some Cars Are More Expensive Than Others To Insure?
When we delve into the world of auto insurance, it becomes apparent that the cost to insure vehicles can differ significantly. Interestingly, a higher price tag on a car doesn’t necessarily correlate with higher insurance costs. Various factors contribute to this unexpected disparity. Now, let’s unravel the mystery behind these cost differences. First, we’ll explore […]
January 13, 2024
Bargain Insurance ConnectionHardship License: What Is It and How To Get It
A hardship license or “Limited Driving Privilege” (LDP) in Missouri is a special license issued to individuals whose driving rights have been suspended. It is not a full license, but rather a provision that allows the holder to commute for specific purposes like work, school, or medical appointments. This license is typically granted under circumstances […]
January 10, 2024
Bargain Insurance ConnectionUnderstanding Liability Auto Insurance
Liability auto insurance is a critical aspect of any auto insurance policy. It’s primarily designed to cover the cost of the other party’s property damage or medical expenses if you’re at fault in an accident. This type of insurance is often deemed the minimum car insurance coverage required by many states. Coverage of Liability Auto […]
December 29, 2023
Bargain Insurance ConnectionIs Your Home Adequately Insured? Let’s Uncover the Truth!
Owning a home typically goes hand-in-hand with having homeowners insurance. But, have you ever stopped to wonder, do you have ample coverage? Consider a disastrous event such as a fire. Would your insurance cover the full costs to rebuild your home? It’s an alarming fact that many homeowners are underinsured, leaving them exposed to substantial […]
December 25, 2023
Bargain Insurance ConnectionWhat Is Comprehensive Insurance?
Comprehensive coverage, often found in auto insurance policies, might raise a question – what exactly does it cover? Essentially, it’s a protective shield for your vehicle against damage not caused by a collision. This includes unforeseen events such as theft, vandalism, natural disasters, or encounters with wildlife. Unlike liability or collision insurance, comprehensive coverage handles […]