January 21, 2025
AgencyHow to Tailor Your Business Insurance Coverage to Your Industry
Tailoring your business insurance to align with your industry’s specific risks is essential for comprehensive protection. Understanding state regulations and industry-specific exposures will help you craft an effective insurance strategy. Assess Industry-specific Risks Begin by identifying the unique risks associated with your industry. For instance, a restaurant might face risks related to food spoilage, liquor […]
December 24, 2024
AgencyWhy Every Small Business Needs General Liability Insurance
If you’re a small business, every dollar counts. With limited budgets, even a single third-party claim against your business could be financially devastating. That’s where general liability insurance comes in. As the saying goes, an ounce of prevention is worth a pound of cure. If your business is responsible for someone’s physical losses, general liability […]
November 25, 2024
AgencyWhy Trucking Insurance Is Crucial for Long-haul Drivers
Long-haul trucking is a demanding profession that involves significant risks and responsibilities. Your truck is a major investment and the backbone of your business. Without adequate insurance, the financial burden of repairing or replacing your truck could be devastating. Unexpected events, such as accidents or natural disasters, can have significant financial implications. Insurance provides a […]
June 26, 2024
AgencyCommercial Auto Insurance Options in Kansas City, MO
If you operate a business in , , and rely on vehicles for your operations, having the right commercial auto insurance is crucial. Understanding your insurance options prepares you to make decisions about your company’s commercial auto coverage. Understanding Commercial Automobile Insurance Commercial auto insurance is designed to cover vehicles used for business purposes. Unlike […]
May 29, 2024
AgencyThe Basics of Commercial Auto Insurance
Commercial auto insurance is critical for companies that rely on vehicles to conduct business. Whether you manage a fleet of delivery trucks, service vans or company cars, having the right insurance coverage helps ensure protection against financial losses due to accidents, property damage or injuries, depending on the coverages you choose. Commercial auto insurance is […]
January 4, 2024
AgencyDoes My Auto Insurance Cover My Trailer?
Are Trailers Covered Under Auto Insurance Policies? Navigating the ins and outs of auto insurance can sometimes feel like a labyrinth. Especially when it comes to understanding the nuances of coverage for non-standard items like trailers. So, the burning question is – are trailers covered under a standard auto policy? The answer is not as […]
December 29, 2023
AgencyDoes Home Insurance Cover Hurricane Damage?
Hurricanes can cause widespread destruction to residences, forcing homeowners to face the formidable challenge of reconstructing their lives. Regardless of your home’s proximity to the coastline, potential property damage stemming from powerful winds and flooding is a real concern. Conducting a comprehensive review of your insurance coverage to ensure adequate protection in case a hurricane […]
October 14, 2023
AgencyShould You Include Your Spouse on Your Auto Insurance Policy? Let’s Weigh the Options.
Include Your Spouse On Your Auto Insurance Policy? When it comes to auto insurance, it’s often a smart move to include your spouse on your policy. There are several advantages to this strategy, one of the most significant being the potential for multi-car discounts. By covering two vehicles under the same policy, you can typically […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
October 2, 2023
AgencyIs a Basic BOP Policy Enough for Your New Company?
When selecting business insurance, you may be able to invest in a business owners policy or BOP. This type of coverage is a plan that includes individual policies to meet most of your needs. Most of the time, a BOP plan can be quite inclusive. It covers most of the types of insurance your company […]